Frequently asked questions
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Further information about the opt-in service can be found on the Pension Regulator website.
PAE is a requirement on all organisations (private or public) to enrol workers into a pension scheme. The Government wants to encourage people to save for their retirement so that they aren’t reliant on the State Pension.
PAE is a requirement on all organisations (private or public) to enrol workers into a pension scheme. The Government wants to encourage people to save for their retirement so that they aren’t reliant on the State Pension.
If you meet the criteria and are eligible you will automatically be enroled when you start your new position with the Council, if you are not already enroled on a pension scheme.
The Council implemented auto-enrolment in June 2013 and we have to re-enrol cyclically every 3 years on the 1st May (2016, 2019, 2022, 2025, etc.).
If you meet the criteria and are eligible you will automatically be enroled when you start your new position with the Council, if you are not already enroled on a pension scheme.
The Council implemented auto-enrolment in June 2013 and we have to re-enrol cyclically every 3 years on the 1st May (2016, 2019, 2022, 2025, etc.).
Each job role will be treated separately. Your criteria for auto-enrolment will be based on your earnings for each particular job role and contract status.
Each job role will be treated separately. Your criteria for auto-enrolment will be based on your earnings for each particular job role and contract status.
If you are earning more than the minimum (currently £10,000 a year, £833 a month) when you reach 22, you will be automatically enrolled into our workplace pension scheme. We will write to you again, nearer to your 22nd birthday, to give you all the information you need.
You can choose to opt out of the scheme if you want to, but if you stay in you will have your own pension which you will pay into every month and receive when you retire.
If you are earning more than the minimum (currently £10,000 a year, £833 a month) when you reach 22, you will be automatically enrolled into our workplace pension scheme. We will write to you again, nearer to your 22nd birthday, to give you all the information you need.
You can choose to opt out of the scheme if you want to, but if you stay in you will have your own pension which you will pay into every month and receive when you retire.
The criteria for auto-enrolment explain the age and earnings limits which determine whether we would auto-enrol you. However, if you are not in a pension scheme and wish to ‘opt in’ then you should follow the steps in the below question.
The criteria for auto-enrolment explain the age and earnings limits which determine whether we would auto-enrol you. However, if you are not in a pension scheme and wish to ‘opt in’ then you should follow the steps in the below question.
Contact the Business Service Centre (BSC) in writing by sending a completed ‘opt in’ form for the relevant pension scheme which can be located at:
LGPS – https://www.gloucestershirepensionfund.org.uk/members/forms/
Teachers – https://www.teacherspensions.co.uk/news/public-news/2013/03/opting-into-and-out-of-the-scheme.aspx
Fire – email the pension team to request an election from pensions@gloucestershire.gov.uk
If you send the ‘opt in’ form electronically you must include this phrase in your email ‘I confirm I personally submitted this notice to join a workplace pension scheme’. You will then be sent further information and confirmation you are being enrolled.
Contact the Business Service Centre (BSC) in writing by sending a completed ‘opt in’ form for the relevant pension scheme which can be located at:
LGPS – https://www.gloucestershirepensionfund.org.uk/members/forms/
Teachers – https://www.teacherspensions.co.uk/news/public-news/2013/03/opting-into-and-out-of-the-scheme.aspx
Fire – email the pension team to request an election from pensions@gloucestershire.gov.uk
If you send the ‘opt in’ form electronically you must include this phrase in your email ‘I confirm I personally submitted this notice to join a workplace pension scheme’. You will then be sent further information and confirmation you are being enrolled.
There is no requirement for the council to auto-enrol self employed workers.
There is no requirement for the council to auto-enrol self employed workers.
It would be advisable to discuss the situation with your private pension provider.
It would be advisable to discuss the situation with your private pension provider.
You will be enrolled into the LGPS.
You will be enrolled into the LGPS.
You can opt out of the relevant scheme. If you opt out within 3 months of joining you will receive a refund of your contributions. If you opt out after 3 months of joining then you will not receive a refund of your contributions but instead your pension will be deferred. Opt out forms for your relevant pension scheme can be located at:
LGPS — https://www.gloucestershirepensionfund.org.uk/members/forms/
NHS — https://www.nhsbsa.nhs.uk/pensions
Fire — email a request to opt-out at pensions@gloucestershire.gov.uk
TPS — teacherspensions.co.uk
NEST —www.nestpensions.org.uk
You can opt out of the relevant scheme. If you opt out within 3 months of joining you will receive a refund of your contributions. If you opt out after 3 months of joining then you will not receive a refund of your contributions but instead your pension will be deferred. Opt out forms for your relevant pension scheme can be located at:
LGPS — https://www.gloucestershirepensionfund.org.uk/members/forms/
NHS — https://www.nhsbsa.nhs.uk/pensions
Fire — email a request to opt-out at pensions@gloucestershire.gov.uk
TPS — teacherspensions.co.uk
NEST —www.nestpensions.org.uk
No. If you wish to opt into a pension scheme then the relevant schemes are available i.e. TPS, LGPS, NFPS.
No. If you wish to opt into a pension scheme then the relevant schemes are available i.e. TPS, LGPS, NFPS.
No-Mo is an abbreviation for “No mutuality of obligation”. These are people who work for the Council on a casual basis. They do not have an obligation to work under a contract of employment with us and therefore could choose not to work without giving notice. They are therefore not entitled to a variety of benefits such as contractual sick pay, maternity and paternity pay, etc. Examples include temporary register staff, school relief workers, freelancers, etc.
No-Mo is an abbreviation for “No mutuality of obligation”. These are people who work for the Council on a casual basis. They do not have an obligation to work under a contract of employment with us and therefore could choose not to work without giving notice. They are therefore not entitled to a variety of benefits such as contractual sick pay, maternity and paternity pay, etc. Examples include temporary register staff, school relief workers, freelancers, etc.
There is a legal requirement for us to inform all our staff about pension auto-enrolment even if they are already in a pension scheme.
There is a legal requirement for us to inform all our staff about pension auto-enrolment even if they are already in a pension scheme.
Further information can be on The Pension Regulator website: www.thepensionsregulator.gov.uk. There is a helpline available for individual queries and the contact details will be stated within your letter.
Further information can be on The Pension Regulator website: www.thepensionsregulator.gov.uk. There is a helpline available for individual queries and the contact details will be stated within your letter.
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