Property disregards

The most common property disregard applies when your partner (or certain other relatives) lives in your home with you and they will continue to live there when you move into care.

The effect of the disregard is that we won’t include the value of your home in your financial assessment while your partner/qualifying relative lives there.

Please contact our Financial Assessment and Benefits Team straight away if they move out of your home as this will affect your charges. You may have to pay backdated charges if you delay.

If this type of property disregard does not apply to your situation, but your capital (not including the value of your home) is less than £23,250, we will disregard the value of your home during your first 12 weeks in permanent care. 

This means that for your first 12 weeks in permanent care:

• you will pay an assessed amount (determined by your financial assessment), and
• the council will fund the balance agreed in your plan. 

When the 12-week period ends, you become responsible for funding the full cost of your care unless you have arranged with the council to have a deferred payment agreement. Please note that if you sell your home within your first 12 weeks in permanent care, the property disregard will end on the date of sale.