Amount that can be deferred

11.1    People may request a deferred payment agreement to cover some or all of their care costs subject to any contribution the council is allowed to require from the person’s income. Please refer to the council’s Financial Assessments and Benefits Team Policy and Procedural Guide. 

11.2    The actual amount that can be deferred varies according to individual circumstances. Decisions are determined by consideration of: 

• Whether there is adequate security for the deferred payment requested and 
  
  
• Whether the amount deferred is sustainable given:  

• • the likely duration of the deferral
    
    
  • projected costs and how care needs and costs may increase over time  
    
    
  • the equity available to recover the amount advanced. The equity limit must not be exceeded. See 12 Equity limit below